Medicare: Plan Tips, Service Reviews Ancillary Coverage

CSG MONTHLY MEDICARE UPDATE MARCH 2025 EDITION

Dear Valued Clients & Friends,

We hope your 2025 is off to a great start! It truly means a great deal to us that you’ve entrusted us with your Medicare coverage. Our goal is to make sure you feel confident, informed, and well taken care of. This month, we want to share some important Medicare News, Updates, & Tips, introduce our Perfect Service Reviews, and highlight Ancillary Services that can help you protect yourself from unexpected medical costs. So, let’s dive in!

Medicare News, Updates, & Tips

Medicare is always changing, and we want to make sure you’re up to speed. Here are a few suggestions that might be of help:

• Use Telehealth benefits to Save Time and Travel! You currently have more access to virtual doctor visits, making it easier to get care from home when you need it.
• Preventive care coverage. You have over 30 free screenings & preventative tests, etc that are no cost to you to help you stay healthy. See your plans Summary of Benefits for a list.
• Higher Prescription Drug deductibles mean the first few months of the year might be more expensive before full coverage kicks in. Call your carrier for specific details.
• Rx lower out-of-pocket maximums mean that, while early costs may be higher, the total you spend throughout the year will be capped at a lower amount.
• If you’re feeling unsure about how these drug plan changes impact you, call the number on the back of your plan card as the carrier will have access to prescription details.

Perfect Service Reviews – Supporting Your New Plan

If you are on a New Medicare plans this year, we want to make sure everything is working smoothly for you. That’s why we offer our very popular Perfect Service Review, where we:

• Review your coverage so there are no surprises.
• Help you utilize free benefits like over-the-counter credits, gym memberships and more.
• Answer any questions you have about your plan.

Our clients report that the Perfect Service Reviews are incredibly helpful in understanding and utilizing your plan benefits. Give us a call and we’ll get you scheduled!

Ancillary Services: Protecting Your Finances & Health

Medicare is great, but it doesn’t cover everything. Many of our clients add extra protection through:

• Hospital Indemnity Plans – A hospital stay can come with many unexpected costs, from ambulance fees to extended stays and specialized treatments. These plans provide cash benefits to help cover deductibles, copays, and other expenses so you’re not left with a financial burden.
• Short-Term Home Health Care – If you ever need assistance recovering from an illness or injury at home, these plans can help pay for professional caregivers, therapy, or nursing services, making it easier to heal in the comfort of your own home.
• Cancer Policies – A cancer diagnosis can bring significant emotional and financial stress. These policies provide a lump-sum payment that can be used for treatments, medications, or even non-medical expenses like transportation and lodging if you need to travel for care.
• Dental, Vision & Hearing Coverage – If your Medicare plan doesn’t offer these benefits or don’t have the coverage you need, Stand Alone Dental, Vision, & Hearing plans can help offset the cost of exams, glasses, hearing aids, and necessary treatments to maintain overall well-being.
• Final Expense & Life Insurance – Funerals and final expenses can be costly, often leaving loved ones with financial stress. Final expense policies help cover end-of-life costs so your family isn’t burdened during an already difficult time.
• Long-Term Care Coverage – If you ever need extended care at home or in a nursing facility, these policies provide financial assistance to help pay for custodial care, ensuring you receive the support you need without depleting your savings.
• Investments & Annuities – We understand that financial security goes beyond healthcare. We can assist you with many investment planning services.

If you’d like to explore any of these options, let us know—we’re happy to help!

Team Tidbits

What’s a weird or unusual talent you have that people might not know about?

Aaron: I am a pretty good Juggler Adam: Some might say it's weird that I enjoy triathlons Caden: For me, its that i love snowboarding Tina: I am good at Strategy games

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